Cambridge Connection is a comprehensive, fee-only personal financial planning firm. Our services include tax preparation and planning, financial planning, goal setting, estate planning, insurance review, and investment counseling. Since 1972, Cambridge Connection has grown to become a leading fee-only financial advisory firm specializing in real people.

The litmus test for selecting a financial planning firm is that they ought to be able to save you more than they charge you. At the end of the day you should end up money ahead.

Most financial planners, even those who say they are comprehensive, actually focus on investment management. That is the basis on which their fees are based, and how they rate their performance. Their ability to 'beat the market' is how they expect to add value.

We are not market timers; we only promise market rates of return. We analyze your portfolio, make sure your assets are appropriately allocated, and monitor the investment options we recommend.

Over time we build rolling bond ladders with U.S. Treasury Bonds to guarantee adequate cash flow for 15 years in retirement. We believe a sound guaranteed foundation is important for clients to keep invested even in down markets.

As truly comprehensive financial planners, we add significant value because we include Real Estate as an asset class, make sure clients refinance their mortgage when it is advisable, and guide clients with rental properties through the thickets of tax regulations to achieve the highest after-tax return.

We prepare most of our client's personal tax returns and are often able to save clients more than our fees using astute tax planning strategies both in their income and estate taxes.

As Fee-Only Financial Advisors, we act as your agent without any commissions or kickbacks from any other source. Our job is to sit on the same side of the table with you.

Our fixed-fee retainer options start with a Cambridge Financial Review (CFR) for under $1,000 so you can get a second opinion on your financial situation. If you are interested in the CFR please call Bert Whitehead at 1-248-737-7090 ext 6.

Do you need a financial advisor? Take a quick 10-question quiz.

Want to know more about us? Please take a moment to listen to our founder, Bert Whitehead, describe our services.